Ensure that you do not make any hidden or additional payments to the lender.
Tip: If you are a teenager, it is important to understand that once your name is on a credit card
or debit card, you are beginning to build up a credit history that will
follow you for decades. Unless you are in the top two percent of the wealthiest members of the population,
you will probably need a personal loan in order to achieve educational and personal
goals.